Now you will get facility of loan in UPI too, easily


After shopping on an online shopping site on the internet, when we go to pay for it, we often see an option called ' Pay Letter ' . This option is available in addition to bank credit/debit card , mobile wallet or UPI. Shop now and pay later with these conveniences offered by payment gateways. This facility works like a kind of loan. We can avail this facility after providing our details.

The same facility is now available in UPI as well. This facility is offered by some banks. Most banks call it ' UPI Now , Pay Later ' .

Of course this facility is available to us subject to certain conditions. If this facility is available from the bank in which our bank account is, then it can give us this facility after checking the amount deposited in our account. Even if our bank account is with another bank, the bank can give us this facility after deciding whether we can lend to us.

However, before availing this facility, it is necessary to understand the various conditions of the bank , especially how much interest it will charge. For example, if we make a ' loan ' of Rs 10,000 using the UPI Now Pay Letter facility and then pay it back in five days, we will incur five days' interest on the amount of Rs 10,000 .

Comments

Post a Comment

Popular posts from this blog

What does Apple say to care for a soaked phone?

Image
- ykÃkýku VkuLk Võík ðhMkkË{kt Lknª, hMkkuzk{kt, zkR®Lkøk xuçk÷ fu ykurVMkLkk xuçk÷ Ãkh Ãký ¼ªòE þfu Au So now the scorching hot days are near so there is no chance of getting our phone wet in the rain now. But there are full possibilities of spilling water on the mobile in the kitchen , on the dining table or on the office table , any day. Now the Apple company has also issued an advisory on what steps to take if water spills on the iPhone , so it is worth paying some attention to it. These steps also seem to work in Android phones. If you have a relatively new iPhone, you may know that if the Lightning or USB-C connector for charging is flooded, the iPhone warns us that charging is not possible right now. If we ignore such a warning and charge the phone, there may be permanent damage to the phone's functionality or connectivity. There are various tips circulating on the internet , especially on social media, to save the phone in case of water spills on the phone or ...
Read more

Alert! If you do this mistake then understand dead, WhatsApp will be hijacked, then don't say that data is leaked.

Image
Dt. 23 February 2023, Thursday You have heard about plane hijacking but do you know about WhatsApp hijacking? The case of WhatsApp hijacking is slightly different from plane hijacking. It is not necessary that a user hijacks your WhatsApp account by force, but sometimes it happens by our mistake. What a user does with your contacts, chats and other information after an account is hijacked depends on your fate. Users can also misuse your data. Before anticipating such a situation you have to understand WhatsApp Hijacking. What is WhatsApp Hijacking? Most of the users nowadays use dual SIM. Due to which they do not recharge the less used SIM and it becomes inactive after some time. Sometimes users turn off their phone number or don't keep the number active for a long time. The WhatsApp account created by that number continues to be used. Suppose the telecom company allots your active number to another user. In this case, if the user creates a WhatsApp account with that number, he...
Read more

NASA's Dart mission successful, spacecraft collides with asteroid on schedule

Image
WASHINGTON, September 27, 2022, Tuesday NASA's Dart mission to save Earth from an asteroid has been successful. Today Tuesday at 4.44 am according to Indian time, the Dart spacecraft collided with a small asteroid named Dimorphos. Koi was the first test to defend Earth against a planet that was successful. With this, the American space agency NASA has created a new record. Dart mission coordinator lead Nancy Chabot said the spacecraft targeted the asteroid very well. The purpose of this mission was to check whether the spacecraft would be impacted by an asteroid passing close to Earth's orbit. The American space agency NASA was behind this experiment at a cost of 330 million dollars. A spacecraft is deliberately set up to collide with an asteroid from a spacecraft. The purpose of this experiment was to change the path of a space object coming towards the Earth. 4 million years ago, the dinosaurs that existed on Earth were destroyed by an asteroid impact. This success is imp...
Read more

Try ChatGPT : the new way

Image
- ykŠxrVrþÞ÷ RLxur÷sLMk ykÄkrhík [u®xøk Äe{e Ãký {¬{ økríkyu ykÃkýk hku®sËk SðLk{kt «ðuþðk ÷køÞwt Au Now one of your neighbors or relatives might have started telling you enthusiastically that " This time we planned the tour of Leh-Ladakh or Europe on chatgpt!" Hearing that, you might also be itching to talk to this chatgpt genie. ChatGPT chatbots have long aroused a great deal of curiosity and some degree of apprehension among people. On one hand this service makes it easy to know or write many things. On the other hand, people are finding this service so powerful that the fear of many types of people losing their jobs is also bothering everyone. On the other hand , Microsoft and Google in particular have started adding this technology to their various services very rapidly. This is a technology , the use of which is essential to understand. We cannot afford to be left behind in its use - the younger generation has to know about it. If you are also curious abo...
Read more

Caution! This dangerous virus is not in your computer, the government has issued an advisory warning

Image
Image: Pixabay The government has issued an advisory regarding a virus and asked to be cautious. The name of this dangerous ransomware is Akira. This can prove to be very dangerous for users. They can also steal users' personal details and demand money from users. Users can be blackmailed in different ways if money is not given. Hackers can sell this data on the dark web. CERT issued an advisory The Indian Computer Emergency Response Team, a government agency, has recently issued an advisory asking people to be cautious of new viruses on the Internet. This virus first targets systems running on Windows and Linux systems. These special tools are used for hacking The advisory states that the ransomware group accesses the victim's computer data through a VPN service. Provides fast access to data especially where multilayer authentication is not enabled. Hackers can also use some special tools like Anydesk, WinRAR and PCHunter for hacking. With the help of these tools, comple...
Read more

This endangered animal, which looks like a rat in Djibouti, Africa, has an elephant-like trunk

Image
Djibouti, November 19, 2021, Wednesday An elephant-like species of mouse, which became extinct 40 years ago, has been found in the African country of Djibouti. This small creature may look like a mouse in shape but it belongs to a community of giant elephants. According to local records, the creature, known as the Elephant Screw, was last seen in 190 and no trace of it has been found. The rat-like elephant is also known as Sagins. Although it is not an elephant or a rat, it has got this name. It is related to the pig type animal found in Africa. In the 19th century, biologist Jonathan Kingdom proposed that the animal be called Sangis. Which is associated with the Bantu language of Africa. This mammal covers a distance of 4.5 km per hour. The jumps of his legs are like those of a rabbit. Compared to other mammals, the brain size of Sangis is large. Sangis weighs from 10 grams to 200 grams. It has a lifespan of two to four years. Length is 10 to 20 cm. Its tooth formula resembles tha...
Read more

The winner of the Nobel Prize also believes that the Corona virus has originated in the lab

Image
Paris, France's Nobel Prize-winning scientist Luc Montagner believes that the coronary virus has become human in the lab, and that the Covid-19 pandemic is human-caused. This failure to try to make the AIDS HIV virus vaccine has led to the outbreak of a contagious virus. According to Lou Mategner, co-researcher for HIV (Human Immunodeficiency Virus) in an interview to France's CNews Channel, the genome of the novel Corona virus is suspected to contain HIV, as well as some malaria. According to a report published in the Asia Times, the Chinese city of Wuhan's lab has been involved in corona virus research since 2000. Professor Look was awarded the Nobel Prize for recognizing the AIDS virus in medicine in 2008. It is worth mentioning that the Covid-19 virus originated in Wuhan's lab for many years. Not long ago, US President Donald Trump confirmed in a Focus News report that the novel corona virus had originated in China's Wuhan Institute of Virology lab. The r...
Read more

Know, how likely is Vikram Lander and Pragyan Rover to be operational again?

Image
New Delhi, September 26, 2023, Tuesday Last month, ISRO achieved a major achievement by landing the Chandrayaan-3 rover on the surface of the moon. Vikram Lander successfully made history by making a soft landing on the southern part of the moon. The Pragyan rover, which came out of the Vikram lander, conducted research for 14 days with the help of solar and sent data. 14 days on earth equals one day on the moon, that is, if we calculate on the basis of the earth, there are 14 days of light and 14 days of darkness on the moon. In the absence of sunlight, the temperature drops as low as minus 200 to 250 Celsius. The batteries of the lander and the rover are not capable of withstanding the shock of such low temperatures. The rover is currently in hibernation. Although scientists cannot say for sure whether the batteries will work in the presence of sunlight on the lunar surface, they have not given up hope. It has been sending signals continuously since September 22. Batteries can be...
Read more

The Carmen line crossed by Bezos is the line of sight between Earth and space

Image
WASHINGTON: The world's richest space tourist, Jeff Bezos, rode in a Blue Origin capsule inside his rocket New Shepherd, and in the meantime, his rocket took him into space and from there his capsule was released from the Blue Origin. Many may have wondered after reading this news that Bezos may have gone into space but what is it that has crossed this Carmen line. This Carmen line is actually the line of demarcation between the earth and space. This line completes the Earth's boundary and begins the space boundary. The Carmen Line is the boundary between Earth and space. It is 100 kilometers above sea level (54 nautical miles, 62 miles, 3,30,000 feet). The line was established in 1960 by the Federation Aeronautics International (FAI). The Federation of Aeronautics International (FAI) is the unit that holds the international record of aeronautics. The Carmen Line is named after Theodore von Carmen (1881-1963). He was a Hungarian and an American physicist. He was active in...
Read more