Payment from Paytm, Phonepe will be done without UPI pin, this will be the limit

Ahmedabad. 7 February 2023, Tuesday

Paytm and Phonepe will launch UPI Lite service in which users can make payments without UPI PIN. No third party app is integrated for UPI Lite. Paytm may be the first app to offer this service, after which Phonepe may also launch this service.

The use of digital payments is increasing in a big way. Both Paytm and Phonepe are currently working on this feature. UPI Lite can be useful for making instant payments. However, the limit for payment in UPI Lite is only up to 200 rupees. According to a report, some companies have claimed that UPI Lite is currently at an advanced stage. Paytm users will be able to avail this service within a month. After that Phonepe will also be able to launch this service.

Transactions below Rs 200 will be easy

Reportedly, another company will also launch the service soon so that young customers can easily make small-value payments, NPCI said in March a year ago that nearly 50 percent of payments made through UPI were of less than Rs 200.

The UPI Lite service was launched by the Reserve Bank of India last year

Let us tell you that the UPI Lite service was launched by the Reserve Bank of India last year. This allows users to perform low cost transactions even without internet or UPI PIN. Payments up to Rs 200 are accepted through the wallet. Integration into third party platforms will further facilitate such transactions. Nothing has been said about this from both the companies.

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